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CiteLLM Check · Insurance

Coverage denial letter vs the policy

The insurer's own denial letter states a $5,000 limit. Its own endorsement raised it to $25,000.

What Check caught

Select one to open it in the review.Open full screen

The letter quotes the base form's $5,000 limit. An endorsement in the same policy (PDF page 47) raises it to $25,000; the letter doesn't mention it.

About this demo

Society Insurance's April 2020 denial of a Chicago bar's COVID-19 business interruption claim, checked against the 117-page policy: every provision, quotation, form and limit. Both are exhibits in the lawsuit that followed.

How this demo was made

Both documents are real and unchanged: Exhibits 3 and 4 to the complaint in Kedzie Boulevard Cafe Inc. v. Society Insurance, No. 1:20-cv-02692 (N.D. Ill.). Nothing was planted. The assessments are Claude's, made with CiteLLM Check; CiteLLM located every quotation in the PDFs and checked every figure against them. Four of the five "no source" items are claim facts that only the claim file can confirm. The review above is CiteLLM Check's own viewer, as it opens in ChatGPT and Claude.

The documents

  • CheckedSociety denial letter 2020-04-13.pdfPDFOriginal Exhibit 4 to the complaint, N.D. Ill. No. 1:20-cv-02692 (RECAP)
  • SourceSociety BOP policy ROP 451854-13.pdfPDFOriginal Exhibit 3 to the same complaint (RECAP)

Run it on your documents.

Check works inside ChatGPT and Claude. Attach your PDFs, ask, and the review opens beside the chat. Draft tie-outs are part of CiteLLM Pro.

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The request

Check this denial letter against the policy, including its endorsements.

Attach the documents above, select CiteLLM, and paste this request. Needs CiteLLM Pro.

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